At a glance
Learn how to find a financial adviser in the UK, check FCA permissions, understand fees and prepare for an initial conversation.
Moneykind helps you enquire about relevant professional services. We do not provide personalised financial, investment, pension, tax or legal advice. A professional will need to assess your individual circumstances before recommending any action.
What can a financial adviser help with?
An adviser may help with retirement, investments, pensions and broader financial planning, depending on their qualifications and regulatory permissions. Some advisers specialise in particular areas.
How to check an adviser
Search the FCA Financial Services Register for the firm and individual where applicable. Check permissions, contact details and whether the service is independent or restricted. Be cautious about unsolicited contact.
Questions to ask before proceeding
Ask what advice is covered, whether it is independent or restricted, how charges work, what ongoing service is included and how complaints are handled.
Getting ready for a meeting
Bring an outline of your income, debts, savings, pensions, goals and timescales. Do not send sensitive documents until you have verified who will receive them.
What to do next
Write down your questions and priorities, check any firm's credentials and understand its fees before committing. For regulated financial advice, verify the firm on the FCA Financial Services Register.
For neutral public guidance, you can also explore MoneyHelper.